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Is your SME one of the companies whose financial resources are tied up in working capital? Are you realizing that this lack of liquidity is limiting your entrepreneurial freedom? You need liquid funds to be able to take advantage of discounts, benefit from favorable market situations, balance out seasonal fluctuations or seize entrepreneurial opportunities. The easiest way to obtain sufficient liquidity is the new UBS Instant Business Credit.

The principle of UBS Instant Business Credit is simple. If your company needs more liquidity than it has available, you can overdraw your business account up to the agreed limit. The way you use the additional funds is entirely up to you.

You make repayments toward the loan every time you make a deposit, so for example the next major amount credited to your account could even offset the drawdown.
Until the account is balanced again, you pay interest at the rate determined in advance. 

Very easily online! You define your chosen overdraft limit within the stipulated framework, then sign the contract. And that’s it! You don’t need to upload any documents or fill out a questionnaire. We simply carry out calculations based on your company’s payment transactions.

It’s the fastest lending process in Switzerland.

You can take out Instant Business Credit conveniently online at any time. Of course, we are also available in person to answer any questions you may have!

We can also advise you on issues relating to leasing, credit cards, foreign currency hedging and guarantees or letters of credit.

We will be happy to analyze your individual situation and show you the best solutions to suit you.

Arrange a video consultation with us now.