Share it well

In the midst of the greatest transfer of wealth in history, UBS Investor Watch turns its attention to the challenges and opportunities of shifting wealth to future generations.

We surveyed 4,500 high net worth investors in the US, Latin America, Europe and Asia.

We found that, even after the harsh realities of the pandemic, many investors simply aren’t taking the actions necessary to ensure successful wealth transfer. Four in 10 don’t have an up-to-date will or wealth transfer plan. Half aren’t having important conversations to prepare their future heirs.

So why—with so much wealth expected to change hands in the next 20 years—aren’t more investors taking action?

Look more closely at the findings

Talk to your UBS client advisor

Investors have key concerns about transferring wealth

% important

Yet, many investors have not taken actions

  • 76 %
    The transfer of assets goes smoothly.
  • 70 %
    My heirs use their inheritance wisely.
  • 42 %
    I don’t have an up-to-date will.
  • 41 %
    I don’t have a wealth transfer or estate plan.

Most benefactors find it challenging to divide assets fairly

% who agree

Certain heirs will inherit more than others

  • 66 %
    We struggle to divide assets fairly.
  • 80 %
    We have a closer relationship.
  • 75 %
    I trust them more with money.

Both, benefactors and inheritors are reluctant to have “the talk”

It’s not a pressing issue

Benefactors: 56%
Inheritors: 45%

Don’t talk openly about financial issues in the family

Benefactors: 46%
Inheritors: 52%

But both agree that parents should bring up the topic

Have more open communication

Benefactors: 62%
Inheritors: 59%

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About the survey: For this edition of UBS Investor Watch, we surveyed 4,500 investors with at least $1 million in investable assets. The global sample was split across 14 markets: Argentina, Brazil, mainland China, France, Germany, Hong Kong, Italy, Japan, Mexico, Singapore, Switzerland, the UAE, the UK and the US. The research was conducted in April 2022.